I have a hearing today that should not have ever been scheduled. All my client wants is a second opinion to see if more can be done to make her well. She is absolutely entitled to it under the law; but the adjuster thinks she knows more than me, the defense lawyer (the insurance company's lawyer), and the judge. If she had authorized the second opinion when we requested it three months ago, there is an even chance this case would already be over. This is not uncommon; sadly, it is typical. Insurance...